Just about everyone nowadays carries at least a little bit of credit card debt.

But if you feel like you’ve become bogged down with debt and don’t see any way out, don’t worry! There are lots of ways to reduce your credit card debt.

Wondering how to pay off credit card debt? A smart way is to use a personal loan!

When you consolidate credit card debt, you may pay less interest.

You’ll probably even pay off your debt sooner, and save more money overall.

Personal loans are almost tailor-made to relieve you of credit card debt related stress.

They have some great characteristics, one of which being an interest rate that’s fixed for the life of the loan. Not only that, but interest rates on personal loans are usually much more advantageous than those on credit cards.

That means you’ll be paying less over time than you would otherwise. Even high-APR loans are still likely to be better for you overall except in the most extreme of cases.

Cutting credit debt in half is easier than you might think.

If you have good to excellent credit, you could qualify for a personal loan with an interest rate that could be as much as half of what your credit cards charge.

That could be a huge savings!

Using a personal loan for debt consolidation, you can pay off your card debt and save big money in the process.

With fair credit you can still come out ahead too.

Reducing an interest rate by even a few percentage points can go a long way.

But the only way to know if it’s right for you is to check your eligibility to see whether you might be pre-approved for a personal loan with an interest rate that beats what you pay for credit card debt.

If your credit rating is still less than ideal even after you check your report for any errors, don’t worry: you can still get a personal loan. There are plenty of lenders out there willing to take a risk on someone with some black spots on their credit history, especially since so many people do use personal loans to help rebuild their credit by consolidating debt in an effort to make it easier to repay. There are a few things you need to watch out for if this is the case.

Personal loans for bad credit usually still carry a better interest rate than most credit cards, but they do tend to charge more in interest than a loan issued to someone with good credit.

An easy and convenient way is to use Match Financial! We can connect you with lenders we work based on your eligibility, making the decision easier than ever.

Applications are easy as well, and if you’re approved you can expect to get your money in as soon as the next day in some cases.

Take the first step to better financial health with Match Financial today!