Top 10 places to retire in the US, part 1

Assynt Leisure - There is an attractive little all-abilities walk from the A837 on the edge of Loch Assynt. At the far end, amidst the bleak landscape, is a little jetty, a composting toilet and this incongruous rocking chair.

Retirement isn't the time to worry about being priced out of house and home. (Photo Credit: CC BY-SA/Alan Partridge/Geograph)

In her recent book “America’s 100 Best Places to Retire,” author Elizabeth Armstrong takes into account a number of factors  retirees should consider in a retirement home. Bankrate.com analyzed Armstrong’s results, and came up with the top 10 places to retire, based upon both lowest median home price and quality of living. Here are some highlights, with average retirement home details included.

Danville, Ky.

Danville, a “top 10 Main Street town” according to Armstrong, is both a place where generations of people stay put to run family businesses and a town that supports the arts, notes local Prudential Guerrant Real Estate broker Benjamin Guerrant. Add in low utility costs, and Danville becomes a particularly attractive place for retirees looking for a slice of affordable Americana.

Average home price: $125,000
Area median price: $125,000
Three bedroom, two bath
1,456 square feet
One-car detached garage
Covered deck, open patio

Annapolis, Md.

Annapolis’ proximity to the Naval Academy, food, shopping, banking, doctors and more makes it highly convenient for anyone, noted listing agent Maria Smith of Long and Foster Real Estate says of Annapolis.

“You can walk to the harbor and watch boats come in and out. Annapolis is a small town, just like the ones many people grew up in,” she said.

 

Average home price: $350,000
Area median price: $396,330
Two bedrooms, 1.5 baths
1,524 square feet
Close to downtown Annapolis

Woodstock, Vt.

Broker Robert Wallace of Robert Wallace Real Estate called this town set into the foothills of the Green Mountains one of the top 10 undiscovered gems of small-town America. A place concerned with historic preservation of its many antique homes, Woodstock also offers a bustling central village district with shopping, restaurants and other services.

[Many consumers enjoy a paydayloan service]

Average home price: $375,000
Area median price: $375,000
Six bedrooms, 3 baths
3,580 square feet
Built in 1850, partially renovated
Located next to a brook
Detached garage that can serve as a barn

Asheville, N.C.

One of the top mountain towns in the U.S. according to Armstrong, Asheville, N.C., offers both a high quality of life in relation to the cost of living, said broker Jason Brodsky of Asheville Holistic Realty at Keller Williams.

“Asheville offers amazing diversity and natural beauty,” Brodsky said. “There is an abundance of culture, from traditional Appalachian crafts and music to world-class dining and entertainment.”

Average home price: $199,900
Area median price: $192,500
Three bedrooms, one bath
1,515 square feet
Fireplace
On two acres
Covered front porch, rear deck

Saugatuck-Douglas, Mich.

A perfect lakefront getaway that many retirees have called home, Saugatuck-Douglas features 19th century architecture, sand dunes, orchards, art galleries and many lakeshore activities.

“You never have to go home — you are. It’s life as it should be lived,” said broker Sandy Jo Shanahan of Shoreline Realtors.

Average home price: $207,000
Area median price: $204,000
Two bedrooms, one bath
1,003 square feet
Deck
Small pond, waterfall
Oversized loft garage

CLICK HERE to see the rest of the top 10 places to retire in the U.S.

Sources

Bankrate

CNN Money

U.S. News and World Report

Match Financial specializes in obtaining fast approvals for installment and personal loans. From $100.00 to $30,000.00, all credit types welcome. For more information visit MatchFinancial.com today.

Previous Article

« How the payroll tax cut affects consumers

Social Security

Last week, congress voted to extend the Payroll Tax Cut through 2012. President Obama is meeting Tuesday with taxpayers to discuss  the extension. Last year, most working Americans saw a slight increase in their paychecks because of the payroll tax cut. Critics, however, say that, in the long run, the [...]

Next Article

The most coupon-crazy cities in America »

Coupon mountain

Digital coupon clipping may be an addiction for some, but it is one that can have a healthy impact on the pocketbook. Searching for bargains and spending carefully is only smart in this economic downturn. A recent study looked at which cities were the most coupon-crazy. The Big Peach earned [...]