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What is a Personal Loan?
A personal loan is a lump sum of money that you borrow from a lender. The lump sum comes with specific terms and it may be tied to other assets you own. Personal loans will have a set interest rate and a set number of payments, which makes them easier to manage than credit cards, which use revolving credit.
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A personal loan is a lump sum of money that you borrow from a lender. The lump sum comes with specific terms and it may be tied to other assets you own.
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A personal loan is a lump sum of money that you borrow from a lender. The lump sum comes with specific terms and it may be tied to other assets you own. Personal loans will have a set interest rate and a set number of payments, which makes them easier to manage than credit cards, which use revolving credit.
Anna Baluch is a freelance personal finance writer from Cleveland, OH. She has written about personal loans, debt management, mortgages, credit cards, and more. Her work can be seen on LendingTree, Credit Karma, RateGenius, and other well-known websites. In her free time, she enjoys exercising, volunteering, and exploring new restaurants.
Rebecca Lake is a freelance writer specializing in personal finance, credit and debt. She’s a contributor to U.S. News and World Report, Forbes Advisor and The Balance and her work has appeared online at CreditCards.com, MyBankTracker, Money-Rates.com and dozens of other top publications.
Eric Bank is a business and personal finance writer which has been featured in Credible, Wisebread, CardRates, Zacks and many other outlets. He holds an M.B.A. from New York University and an M.S. in Finance from DePaul University.